Buying A Foreclosure: What You Need To Know Pt. 2

In part 1 of this article set we discussed what makes the process of purchasing bank owned homes unique. In this part we will look at some of the factors that create the dynamic nature of working [...]

Buy A Foreclosure Home: What you need to know. Pt. 1

 

Incredible opportunity or great big hype?

You may have heard people say things like; “You can make a killing in this market by picking up a forclosure, they’re [...]

Market Update: Is this the Bottom?

The bottom of the market conversation is now heating up.  The question is; have the stimulus efforts of the federal government already impacted the market enough to spur a significant increase in buying activity and turn the market around?  The signs in the Sacramento-Roseville CA homes for sale [...]

Stimulus loan modifications; is there help for you?

 

The recent stimulus package included some welcome help for home owners.  What will this program do and who will it help?  Windsor Capital Sacramento Mortgage Loans is staying at the leading edge of all of this new legislation.  Here [...]

Housing Affordability At 63 Year High

Housing Affordability has hit it’s highest level since 1963   According to Federal Government statistics housing is more affordable than at any time since 1963.  Windsor Capital Home Mortgage Roseville and the U.S. government track the percentage of an average Americans income needed to pay the mortgage payment on a home with 20% down.  [...]

Turbulent market creates opportunity!

This troubled market is a buyers best friend! When the market is down or in turmoil there are always fantastic opportunities for those that are willing to look beyond the now and keep a long term perspective.  You don’t have to look very hard to find evidence of the current challenging market.  Our Sacramento – [...]

Home Buyer Stimulus – $8,000 Credit

The 2009 American Recovery and Economic Stimulus Package has passed Congress and been signed into law by President Obama.  Included in the package are revision to the previously enacted First Time Home Buyer Tax Credit.

The financing guys here at Roseville CA Homes For Sale Blog have dug up the goods on this package [...]

What’s in my FICO Score?

 What is my score and why does it matter?The idea behind credit scoring is the desire to have a “simple” way to evaluate the possiblily of a borrower defaulting on their obligation.  Credit scores predict, or put odds on, the likelyhood that you will not meet the terms of the credit you are getting. One of [...]

FNMA REOs with 3% Down and No MI

3% Down – No Mortgage Insurance – No Appraisal

Wow!  Fannie Mae took a step towards taking their collective heads out of the sand by unveiling an aggressive financing program aimed at their rather vast inventory of REOs.  The program allows buyers who will occupy the home as their primary residence to put as [...]

Buying with Little Or No Down Pt.2

CalPERS, CalSTRS, JRS AND LRS are not fancy monagrams!

If you are a member of one of these groups there is special financing available that allows you to tap into some of your retirement funds for your down payment.  Look at the information on Roseville Ca Homes For Sale about the $8,000 tax credit [...]